YES! You can buy a business or franchise utilizing your 401(k) or other retirement funds.

With no penalties, interest, debt, or upfront taxes
At Benetrends

We are singularly focused on helping individuals – like you – start and succeed in business.


It all began over 35 years ago when we were the first to introduce our innovative Rainmaker Plan®, also known as a 401(k)/ROBS (Rollovers as Business Startups) business funding plan. Since then, more than 17,000 entrepreneurs have funded their business while continuing to save for their retirement.

The Rainmaker Plan is a safe, secure and proven plan based on the same Internal Revenue Code techniques and provisions used by large pension funds.  Most qualified retirement plan can be used with the Rainmaker Plan*.

The Rainmaker Plan is designed specifically to help you:

  •   »  Minimize debt
  •   »  Enhance cash flow
  •   »  Stimulate business growth
  •   »  Build equity
  •   »  Take full advantage of tax benefits

The benefits are powerful, yet easy to understand:

  •   •  You invest your retirement funds in your business—without taxes or penalties
  •   •  You use a safe, proven plan based on long-standing provisions of the IRS
  •   •  You use pre-tax dollars to fund your business
  •   •  You gain business equity and an improved cash flow position from the start
  •   •  You can use the funds to receive a salary during startup
  •   •  You accelerate business profitability by eliminating or reducing interest and debt
  •   •  You secure funding fast—typically in two to three weeks or less
  •   •  You can set aside tax-deductible retirement savings up to $200,000 per year
  •   •  You optimize business equity and value

*Roth IRAs and Inherited IRAs are not eligible

Are you ready to talk
about securing funding?

Get Started Today!


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