Transforming Dreams into Businesses

Accelerate your journey from dream to reality with Benetrends Financial. We offer swift, cost-effective, and tailored funding solutions to breathe life into your small business or startup. Our team of experts employs innovative strategies to secure the optimal funding you need, propelling your ideas into sustainable entrepreneurial success. With Benetrends Financial, we’re not just funding your business, we’re transforming dreams into thriving enterprises.

collage of business images

Join the ranks of over 30,000 entrepreneurs who've turned their dreams into reality with our help. Become a part of our thriving community of successful business owners and let's write your success story together with Benetrends Financial!

Small Business Experts

Our Top Funding Options


401(k) ROBS Business Funding

Funding available in as little as 10 days with no taxes, penalties or debt – from the industry-leading ROBS provider.
Innovative Funding

Corporate Capitalization Strategies

Build wealth and mitigate taxes with our exclusive RAP corporate structure designed around an exit strategy.

SBA Loans

Over 97% approval, a national network of preferred lenders, and FREE pre-qualification for a better chance at success.
our rainmaker plan

Industry-Leading, Innovative & Incredibly Fast Funding

We know innovative funding – we don’t just offer ROBS (Rollover as Business Startup) funding, we pioneered the concept with our Rainmaker Plan® nearly 40 years ago. While there are competitors offering similar funding solutions, only Benetrends has the breadth of experience that comes from helping tens of thousands of entrepreneurs.

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No Taxes, Penalties or Debt

Tax-deferred and penalty-free funding so you can startup cash-rich, without debt, for faster profitability.

Custom Rainmaker Plans

Our custom Rainmaker and Rainmaker Advantage Plans help you protect wealth and grow equity.

Fast Funding in as Little as 10 Days!

We’ve been told we’re the fastest in the industry, and we strive to bring that speed to every client engagement.

Companies We’ve
Helped Finance

Small Business Experts

Benefits of Working With Benetrends


Funding With a Purpose

Our company provides long-term small business lending solutions that fund the dreams of entrepreneurs. We’re happy to help you start up, and we stick around!
Innovative Funding

Innovative Funding Options

A true pioneer in the lending industry, Benetrends blazed a trail for 401(k)/IRA retirement funding, but we can also help you with loans for women, minorities, and more.

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Complimentary Consultations

We’re ready to jump in when you are! So get started at no risk without hesitation to determine your business goals, financing options, and more with a funding consult.

40+ Years Of Industry Expertise

Benetrends was founded in 1983 by Leonard Fischer, a leading ERISA attorney — the original architect of penalty-free 401(k) business financing.
Innovative Funding

A Long-Term Partnership

So much can happen after you secure funds. That’s why we partner with you for as long as you need us. From retirement planning to strategic growth, we’re here every step.

Endless Support & Resources

Once your funding is secure, our partnership to grow your wealth and achieve success truly begins. We never outsource so we ensure you receive active, ongoing administrative support from the same experienced team before, during, and after funding.
How We Work

Ready to Get Started?

If you have found your passion, it’s now time to fund that passion. Connect with a Benetrends funding consultant for a free, no-obligation consultation. Your entrepreneurial journey awaits!


    Work with a Benetrends expert to discuss your ownership goals.


    We create a custom plan based on your finances and needs.


    You get pre-approved, and we secure your startup funding.


    Open the doors to your dream business without debt or doubt!


Working With Some Amazing Clients