Funding Your Business Dreams

Get fast, economical, custom funding and realize your small business or startup dreams with help from Benetrends Financial. Our experts provide an innovative approach to help you achieve the ideal funding you need to get your ideas off the ground for long-term entrepreneurial success!

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Small Business Experts

Our Top Funding Options


401(k) ROBS Business Funding

Funding available in as little as 10 days with no taxes, penalties or debt – from the industry-leading ROBS provider.

Innovative Funding

Corporate Capitalization Strategies

Build wealth and mitigate taxes with our exclusive RAP corporate structure designed around an exit strategy.


SBA Loans

Over 97% approval, a national network of preferred lenders, and FREE pre-qualification for a better chance at success.

Innovative Funding

Funding America’s Small Businesses

We are Benetrends—jump starters of the American Dream. We may not be a household name on Main Street, but for over 35 years, we’ve been working behind the scenes with names consumers know and trust, helping entrepreneurs get up and running with innovative funding solutions.

We’ve helped over 30,000 entrepreneurs fund their dreams. Join our successful business owners!

our rainmaker plan

Industry-Leading, Innovative & Incredibly Fast Funding

We know innovative funding – we don’t just offer ROBs (Rollover as Business Startup) funding, we pioneered the concept with our Rainmaker Plan® nearly 40 years ago. While there are competitors offering similar funding solutions, only Benetrends has the breadth of experience that comes from helping tens of thousands of entrepreneurs.


No Taxes, Penalties or Debt

Tax-deferred and penalty-free funding so you can startup cash-rich, without debt, for faster profitability.


Custom Rainmaker Plans

Our custom Rainmaker and Rainmaker Advantage Plans help you protect wealth and grow equity.


Fast Funding in as Little as 10 Days!

We’ve been told we’re the fastest in the industry, and we strive to bring that speed to every client engagement.

When I approached Benetrends I was in a dire situation. I called many accountants and TPA and most would not touch the case or wanted a retainer in the thousands… Not Benetrends! They reviewed my case and put together a plan to bring me back into compliance at a reasonable price and within the required timelines. Their compliance officer assured me I was not a lost cause, and they could bring my business back into compliance from 2018 through 2021. They educated me, earned my trust and I would recommend them to any small business planning to start and/or has a 401K PSP.

Robert S.

Companies We’ve
Helped Finance

Small Business Experts

Benefits of Working With Benetrends


Funding With a Purpose

Our company provides long-term small business lending solutions that fund the dreams of entrepreneurs. We’re happy to help you start up, and we stick around!
Innovative Funding

Innovative Funding Options

A true pioneer in the lending industry, Benetrends blazed a trail for 401(k)/IRA retirement funding, but we can also help you with loans for women, minorities, and more.


Complimentary Consultations

We’re ready to jump in when you are! So get started at no risk without hesitation to determine your business goals, financing options, and more with a funding consult.


40+ Years Of Industry Expertise

Benetrends was founded in 1983 by Leonard Fischer, a leading ERISA attorney — the original architect of penalty-free 401(k) business financing.

Innovative Funding

A Long-Term Partnership

So much can happen after you secure funds. That’s why we partner with you for as long as you need us. From retirement planning to strategic growth, we’re here every step.


Endless Support & Resources

Once your funding is secure, our partnership to grow your wealth and achieve success truly begins. We never outsource so we ensure you receive active, ongoing administrative support from the same experienced team before, during, and after funding. 


Benetrends Financial Founder Len Fischer’s New Book, Make it Rain, Hits #1 on the Best-Seller List

Entrepreneurs find much-needed inspiration in Fischer’s candid stories and business advice


“Hi Len, Loving your book! Thank god for your company – I started with your company years ago when I was searching for a business to buy to help me make the leap from corporate America to business ownership. With your company’s help and and the ROBs program we were successful and able to purchase a 36 year old commercial cleaning company. We are now the largest in Philly, getting ready to celebrate the company’s 40th anniversary and were even featured on CNBC last month! It would never have been possible withouth your ROBs plan!”– William D

How We Work

Ready to Get Started?

If you have found your passion, it’s now time to fund that passion. Connect with a Benetrends funding consultant for a free, no-obligation consultation. Your entrepreneurial journey awaits!


    Work with a Benetrends expert to discuss your ownership goals.


    We create a custom plan based on your finances and needs.


    You get pre-approved, and we secure your startup funding.


    Open the doors to your dream business without debt or doubt!


Working With Some Amazing Clients

Ready to follow your entrepreneurial dreams with custom funding solutions?