Small Business Corporate Capitalization
Structure With Strategy
A Capitalization Structure. Designed Around an Exit Strategy.
This program is designed using long-standing provision of the Employee Retirement Income Security Act of 1974 (ERISA), to provide business owners with a way to build wealth and allows for an exit strategy that dramatically lowers or eliminates taxes on the profits from the sale of the company.
What is the Rainmaker Advantage Plan® Advantage?
Modeled after our Rainmaker Plan® , this strategy uses two types of stock, which gives you the ability to maximize wealth while minimizing tax consequences. Like the Rainmaker Plan, once the stock has been purchased, you will have the capital to start, purchase or recapitalize a business.
Although the process is simple, specific steps must be taken in order to ensure compliance with IRS/DOL regulations. And, as the leading small business funding provider, Benetrends will work with you so that you are funded quickly, safely and economically.
Why Should I Care About My Exit Strategy Now? What Are the Advantages?
Of all the things to consider when opening a small business or franchise, one would think the least important would be the exit strategy. However, this is a great time to think about the end game. When the lifecycle of a business ends, the goal for an owner isn’t about the money that’s been made, but the money that is available after the company is sold.
And the time to understand the tax implications of a business shouldn’t be at the time of the sale. The way your company is structured in the beginning will set the tone for the life of the business, and you should carefully consider the best options for your company.
By planning ahead, you will be able to enjoy the ”golden years” knowing you have prepared for a retirement that is cash-rich and tax-free!
How Does The Rainmaker Advantage Plan® Work?
SET UP A RAINMAKER ADVANTAGE RETIREMENT PLAN
Benetrends will set up a new retirement plan. A small portion of your investment goes into the newly formed retirement plan, modeled after our Rainmaker Plan ® . The remaining funds go into the corporation, receiving stock as a personal investment.
ISSUANCE OF STOCK
The corporation issues two types of stock, giving you the ability to maximize wealth while minimizing tax consequences. If needed and you qualify, you can obtain additional funding through an SBA Loan.
After the stock has been purchased, you now have the capital to start, purchase, or recapitalize your new small business or franchise.
Federal And State Tax Benefits
You may be able to pay zero Federal and State tax on any gain from the sale of the business.
Up to 100 percent of the gain can be invested to grow tax-free, including making an investment in another business. ¹
When money is withdrawn from the plan, it will not be subject to federal or state tax. ²
No Mandatory Payments
You are not required to start receiving mandatory payments at age 72. ³
Health Insurance Benefits
Availability of substantial health insurance benefits.
It’s Not About How Much Money You Make
It’s Also About How Much Money You Keep
The Rainmaker Advantage Plan ® is the only of its kind. From the innovators of Rollover as Business Start-ups (ROBS) funding comes the next great solution for entrepreneurs. The Rainmaker Advantage Plan is a corporate capitalization funding strategy that lets you save for your future while continuing to invest into your business.
1 Any unpaid dividends will be subject to corporate tax
2 Must be a “qualified distribution”, and the participant must be at least 59½ with at least 5 years of Roth participation
3 The money must be rolled into a Roth IRA that has been in existence for at least 5 years
Working With Some Amazing Clients
"With my first helicopter, I have a return of about 35% on my investment. Where can you get that in the stock market? It's impossible. Having your own business is great. Having Benetrends by your side to guide you is even better. It's a win-win for everybody."
Three if by Air, Inc.
“We initially signed up with a competitor, but after one year of extremely poor service from them, we opted to switch to Benetrends Financial (and the Rainmaker Plan®). A decision we have not regretted.”
Joy & Dwright
The UPS Store
"Benetrends helped me find multiple banks who would provide sources for (SBA) funding, most of whom I had never even heard of...I was pleasantly surprised by all of them."
"Our financial representatives introduced us to Benetrends Financial, and after a few conversations, we knew we were in good hands. Benetrends has been facilitating the dreams for many people – for many years. We found the staff listened to our needs and understood that we were prepared and anxious to move forward."
William & Katherine Carter
The Canyon Villa Success Story
Find Out Your Fundability
Getting pre-qualified for funding is a great first step to owning your own business or franchise. To get an idea of the financing opportunities available to you, try our free funding calculator.
Want to learn more?
Click ‘Request A Consultation’ to fill out the form and one of our Consultants will contact you for an in-depth discussion about this wealth-building funding strategy.