YES! You can buy a business or franchise with your 401(k), IRA or other retirement funds - with NO penalties, debt, interest, or upfront taxes. 

See Why Benetrends is the Best Value and Service ROBS Provider.

It all began over 35 years ago when we were the first to introduce our innovative Rainmaker Plan®, also known as a 401(k)/ROBS (Rollovers as Business Startups) business funding plan. Since then, more than 17,000 entrepreneurs have funded their business while continuing to save for their retirement.

The Rainmaker Plan is a safe, secure, and proven plan based on the same Internal Revenue Code techniques and provisions used by large pension funds.  Most qualified retirement plan can be used with the Rainmaker Plan*.

The Rainmaker Plan is designed specifically to help you:

  • Minimize debt
  • Enhance cash flow
  • Stimulate business growth
  • Build equity
  • Take full advantage of tax benefits

The benefits are powerful, yet easy to understand:

  • You invest your retirement funds in your business—without taxes or penalties
  • You use a safe, proven plan based on long-standing provisions of the IRS
  • You use pre-tax dollars to fund your business
  • You gain business equity and an improved cash flow position from the start
  • You can use the funds to receive a salary during startup
  • You accelerate business profitability by eliminating or reducing interest and debt
  • You secure funding fast—typically in two to three weeks or less
  • You can set aside tax-deductible retirement savings up to $200,000 per year
  • You optimize business equity and value

*Roth IRAs and Inherited IRAs are not eligible

Are you ready to talk
about securing funding?
Get Started Today!

"How to Use Your Retirement Funds (401k, IRA) To Start a Business"

Molly Maid Franchisee

"Great experience with the entire Benetrends team. They were professional, responsive, and quick. I would use them again for my business needs and would recommend them to fellow entrepreneurs.”

1 testimonial boy Terrence B.

Owner, Dilly Lily Floral & Event Design

“I did more research on the 401(k) rollover funding option, and actually looked at 2 ROBS (Rollover as Business Startups) providers, but I was sold on Benetrends. The level of service I’ve received is top notch!”

testimonial rickmcRick M.

  • 1684 South Broad Street | Suite 130, Lansdale,
    Pennsylvania 19446

  • This email address is being protected from spambots. You need JavaScript enabled to view it.
Our Pledge to You

Our mission is to make every Benetrends client our champion. For over 35 years, our Rainmaker Plan® has been tested and proven to work, providing a means for more than 17,000 entrepreneurs to achieve their dreams of business ownership, creating both jobs and prosperity. We are so confident in the Rainmaker Plan design that we stand fully behind our work, backing every client with our Rainmaker Guarantee.

  • BBB Logo
  • ASPPA Logo
  • IFA Logo
  • IBBA Logo
  • Vetfran Logo

Information provided by Benetrends Inc. is not intended to be used as legal or accounting advice, or as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Please seek the advice of legal or tax professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.
© 2019 Benetrends, Inc. All rights reserved. Privacy Notice.