ROBS 401(k) Funding
Choose Benetrends
Rollover Retirement Funds to Start Your New Business
Tax-deferred, penalty-free funding to help you secure your business dreams without debt or worry.
Major Benefits of ROBS
Get funding in as little as 10 business days!
Tax-Deferred, Penalty & Debt-Free
Reduces the Risk of Double Taxation
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Acquire or Later Grow Your Business
Better Wealth Protection from Personal Risk
Contributions are Exempt from Payroll Taxes
Industry Leading ROBS
Start Up Without Worry or Debt
You’re ready to begin your dream of opening a business, but how can you avoid high interest rates and fees? Fortunately, we can help you use your retirement funds to start a business — without paying taxes or penalties — utilizing the leading ROBS Plan.
Click this video to learn more!
ROBS Process
How ROBS 401(k)/IRA Business Funding Works
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SET UP A C CORPORATION
The process begins with establishing a new corporation using the proper legal structure to support the establishment and operation of the company’s qualified retirement plan.
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DESIGN A NEW QUALIFIED RETIREMENT PLAN
To avoid early withdrawal penalties and preserve tax-deferred status, a new retirement plan is created for which you’ll move your existing funds. We will customize your plan, taking into account your business needs.
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TRANSFER YOUR RETIREMENT FUNDS INTO THE NEW PLAN
If you’re rolling over funds from a 401(k), your plan custodian will work with you to fill out temporary IRA documents. If funds are being rolled from an existing IRA, your plan custodian will initiate the movement of those funds.
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USE THE RETIREMENT PLAN’S FUNDS FOR YOUR BUSINESS
The rollover funds can now be invested in the newly formed C Corporation by purchasing stock in the corporation. You have the capital to start, purchase or recapitalize your new small business or franchise.
ROBS innovator
Secure Fast Funding With Custom ROBS Plans
Benetrends’ ROBS (Rollover for Business Start-Ups) solution has helped tens of thousands of entrepreneurs access fast, flexible, and IRS-compliant funding, often in as little as 10 business days.
With no debt or monthly payments, our ROBS Plan lets you invest your retirement funds into your business, while still paying yourself a salary once you’re up and running. It’s a powerful way to launch and grow, without the financial strain.
ongoing guidance
You’re Not Alone, Even
After You’re Funded
With Benetrends, you get more than funding—you get a long-term partner. Our expert team supports you every step of the way, even after your ROBS plan is in place.
In-house retirement plan experts — no outsourcing, ever
Custom 401(k) and profit-sharing plans built for your business
Industry-leading experience and certifications
Audit Shield protection — and a track record ofzeroplan disqualifications
We’re here for your success—now and in the future
industry leading
Meet the ROBS+®
ROBS+® is the only of its kind. From the innovators of Rollover as Business Start-ups (ROBS) funding comes the next great solution for entrepreneurs. ROBS+® is a corporate capitalization funding strategy that lets you save for your future while continuing to invest into your business.
Testimonials
Working With Some Amazing Clients
"Benetrends helped me realize the reality of owning my own business, by utilizing a portion of my tax-free retirement savings to self-fund my dreams!"
Vern Taylor II
Budget Blinds
“Benetrends helped us bring our dream of owning a Dogtopia to life. They made the funding process feel easy and personal—like they were part of our team from the start. We wouldn’t be where we are without them.”
Dave and Sue George
Dogtopia Owner
"Benetrends helped me find multiple banks who would provide sources for (SBA) funding, most of whom I had never even heard of...I was pleasantly surprised by all of them."
Margaret L.
iLoveKickboxing
Navigate Small Business Funding with Ease
How Benetrends is Different
Funding in as Little as 10 Days!
We have our process down to a science and have a reputation for being the fastest in the industry – which means you have access to funds faster.
Ongoing Admin Support
Plans include all administrative, filing, and insurance costs plus unlimited certified and legal services that pay for themselves.
Compliance Expertise
We’ve never had a plan out of compliance in Benetrends history!
Better Wealth Protection
Only Benetrends offers additional plan options to support your future business empire and protect thousands of dollars.
Custom & Hybrid Options
We offer both 401(k) and Profit-Sharing Plan (PSP) options since we know that cookie-cutter plans don’t work for everyone.
We Optimize Your Equity
With our proven, custom plans, you’ll minimize debt and enhance cash flow from the start to gain business equity.
Find Out Your Fundability
Getting pre-qualified for funding is a great first step to owning your own business or franchise. To get an idea of the financing opportunities available to you, try our free funding calculator.