YES! You can buy a business or franchise with your 401(k), IRA or other retirement funds - with NO penalties, debt, interest, or upfront taxes. 

It all began over 35 years ago when we were the first to introduce our innovative Rainmaker Plan^®, also known as a 401(k)/ROBS (Rollovers as Business Startups) business funding plan. Since then, more than 17,000 entrepreneurs have funded their business while continuing to save for their retirement.

The Rainmaker Plan is a safe, secure, and proven plan based on the same Internal Revenue Code techniques and provisions used by large pension funds.  Most qualified retirement plan can be used with the Rainmaker Plan*.

The Rainmaker Plan is designed specifically to help you:

• Minimize debt
• Enhance cash flow
• Stimulate business growth
• Build equity
• Take full advantage of tax benefits

The benefits are powerful, yet easy to understand:

• You invest your retirement funds in your business—without taxes or penalties
• You use a safe, proven plan based on long-standing provisions of the IRS
• You use pre-tax dollars to fund your business
• You gain business equity and an improved cash flow position from the start
• You can use the funds to receive a salary during startup
• You accelerate business profitability by eliminating or reducing interest and debt
• You secure funding fast—typically in two to three weeks or less
• You can set aside tax-deductible retirement savings up to $200,000 per year
• You optimize business equity and value

*Roth IRAs and Inherited IRAs are not eligible