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Over 35 years ago, we pioneered using retirement funds to purchase a business without loan payments and interest

IRA/401(k) Loans

Many people don’t realize they can utilize the funds in their retirement accounts to purchase a business, tax-deferred and penalty-free. While it's often referred to as a 401(k)/IRA loan, it is technically not a loan, given the fact that there are no loan payments or interest involved. You are simply using the money you put aside for retirement to invest in yourself and your new business.

Benetrends has been a pioneer in implementing ROBS (Rollovers as Business Start-Ups), helping entrepreneurs like you use their retirement funds to finance their dreams of owning a small business, as opposed to seeking a traditional loan. The Rainmaker Plan® is your option for funding a business without loan payments or interest.

Advantages of The Rainmaker Plan:

  • Invest your retirement funds in your business, without taxes or penalties
  • Use a safe, proven plan based on long-standing provisions of the IRS
  • Use pre-tax dollars to fund your business
  • Gain business equity and an improved cash flow position from the start
  • Pay yourself a salary from the beginning
  • Accelerate business profitability by eliminating or reducing interest and debt
  • Secure your funding quickly, often in two to three weeks or less
  • Annual tax-deductible contributions of more than $200,000 per year*
  • Optimize business equity and value
  • Take full advantage of tax benefits

*amount is based on current age, projected retirement age, salary and past service with company

Learn More About Your Options

No Obligation Consultation

The Entrepreneur's Source Owner & Coach

"You are professionals with a big heart for folks like me trying to fund their dreams!”

testimonial vincent g Vincent G. 

The Filling Station, Inc.

“Benetrends always takes care of their clients! Thanks!”


testimonial boy 1     Ritchie M.. 

Thousands Of Small Businesses Have
Secured Funding Through Benetrends

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  • 1180 Welsh Road | Suite 280
    North Wales, Pennsylvania 19454
  • Fax: 866.826.6701
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Our Pledge to You

Our mission is to make every Benetrends client our champion. For over 35 years, our Rainmaker Plan® has been tested and proven to work, providing a means for more than 17,000 entrepreneurs to achieve their dreams of business ownership, creating both jobs and prosperity. We are so confident in the Rainmaker Plan design that we stand fully behind our work, backing every client with our Rainmaker Guarantee.

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Information provided by Benetrends Inc. is not intended to be used as legal or accounting advice, or as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Please seek the advice of legal or tax professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.
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