Insurance Solutions to Protect
your Business & Employees
Starting your business is one thing, but the right insurance solutions can protect your hard work (and your future).
Small Business Insurance Strategies Made for Growth
Let us connect you with better commercial insurance coverage with lower rates made for startup growth.
Insurance is a tricky field for many businesses because there are so many providers, plans and premiums involved. So, where do you begin?
Benetrends Financial has partnered with Gallagher Insurance, a leading insurance broker and consulting group that provides employee benefits, property and casualty – and more. With Gallagher, you have access to business insurance solutions designed specifically for small business owners, helping you prepare for the expected (and unexpected).
Business Owners Policy (BOP)
Property And Liability Coverage
Protect Your Business With High-Value,
Cost-Effective Commercial Insurance
Our provider specializes in small business insurance solutions that prevent entrepreneurs from being over- or under-insured. Advisors go to work on a complete diagnostic analysis, identifying your company’s exposures; you are ensured to be prepared for both the expected and unexpected — with a monthly premium you can afford.
Business Owners Policy
As a business owner, it is crucial to protect the physical assets of your business — and the name brand — from negligence or wrongdoing. A business owner’s policy, or BOP, provides both convenience and value by combining property insurance and commercial general liability insurance into one policy.
Property & Liability Coverage
Property damage liability coverage pays in the event that your business causes an accident. As part of your liability insurance, property damage coverage also pays for your legal defense costs if you are sued as a result of damages. Many states require you to purchase at least a minimal amount of property damage liability coverage.
Accidents happen. When something goes wrong, make sure you have an advocate in your corner who’s proactively monitoring claims to mitigate costs, care for your employees and help get them back to work safely. Workers’ compensation insurance is required in every state if you have employees.
Individual Health Insurance
You and your employees want and need health insurance, but it seems the benefits are the more expensive the premiums. Clients who qualify can take advantage of a medical reimbursement program that enables qualified small business owners to deduct 100% (of federal, state, and self-employment taxes) for family medical expenses.
Most Plans Include
- Preventive care, including wellness and annual exams
- Diagnostic visits for blood tests, lab work, x-rays, etc.
- Accidents and emergency coverage
- Hospital and surgical coverage
- Prescriptions, including 90-day supplies and mail order
- Dental and vision coverage
- Emergency room and ambulance coverage
Insurance Policies With Better Coverage and Rates
As a business owner, it is crucial to protect the physical assets of your business and your employees and to safeguard against negligence or wrongdoing. Our partnership with Gallagher Insurance means you have access to resources that best meet your specific needs.
Experienced advisors help you every step of the way to find a policy that perfectly suits your small business at a competitive price.
Competitive Prices Designed for Small Business Budgets
We recognize that every business is unique and pride ourselves on taking a personal approach to your commercial insurance solutions. From sensible health insurance options to general liability and workers’ compensation,
As a Benetrends client, you will receive best-in-class service at the lowest price available. With the employment of risk management strategies to keep you abreast of changes in your industry, you’ll be able to keep your premiums down and increase your bottom line.
Working With Some Amazing Clients
"With my first helicopter, I have a return of about 35% on my investment. Where can you get that in the stock market? It's impossible. Having your own business is great. Having Benetrends by your side to guide you is even better. It's a win-win for everybody."
Three if by Air, Inc.
“We initially signed up with a competitor, but after one year of extremely poor service from them, we opted to switch to Benetrends Financial
(and the Rainmaker Plan®).
A decision we have not regretted.”
Joy & Dwright
The UPS Store
"Benetrends helped me find multiple banks who would provide sources for (SBA) funding, most of whom I had never even heard of...
I was pleasantly surprised by all of them."
"Our financial representatives introduced us to Benetrends Financial, and after a few conversations, we knew we were in good hands. Benetrends has been facilitating the dreams for many people – for many years. We found the staff listened to our needs and understood that we were prepared and anxious to move forward."
William & Katherine Carter
The Canyon Villa Success Story