Small Business Commercial Insurance

A one-size-fits-all approach to risk management can leave you vulnerable; that won’t happen when you’re part of the Benetrends family. Our provider specializes in small business insurance solutions that prevent entrepreneurs from being over- or under-insured. With insurance advisors who go to work on a complete diagnostic analysis, identifying your company’s exposures, you are ensured to be prepared for both the expected and unexpected – with a monthly premium you can afford.

As a business owner, it is crucial to protect the physical assets of your business – and the name brand – from negligence or wrongdoing. A business owner's policy, or BOP, provides both convenience and value by combining property insurance and commercial general liability insurance into one policy. Typical BOP policies may provide coverage for damage caused by fires, theft and vandalism – while protecting the business from claims involving both property damage and bodily injury. 

Accidents happen. When something goes wrong, make sure you have an advocate in your corner who's proactively monitoring claims to mitigate costs, care for your employees and help get them back to work safely. Workers' compensation insurance is required in every state if you have employees. This insurance provides income benefits to employees as they go through recovery, and may also protect employers from legal liability in most injury lawsuits.

You and your employees want and need health insurance, but it seems the better the benefits, the more expensive the premiums.  Our insurance provider will help you determine the plan that best lines up with the needs of you and your employees - without breaking the bank.

Benetrends clients who qualify can take advantage of a medical reimbursement program that enables qualified small business owners to deduct 100% (of federal, state and self-employment taxes) for family medical expenses.  Learn More

• Preventive care, including women's wellness, children's immunizations and annual exams
• Diagnostic visits for blood tests, lab work, x-rays, etc.
• Accidents and emergency coverage
• Hospital and surgical coverage
• Prescriptions, including 90-day supplies and mail order
• Dental and vision coverage
• Emergency room and ambulance coverage