Business Planning Calculator

Use the loan calculator below to find out how much money you need to start your business.



(Enter one month's worth of expenses for each category below.)


Your Results Are In!

To get your business started off on the right foot, you should have approximately in start-up capital.

This number is based on your input with an additional 25% of that total to cover any unplanned or unknown expenses.

Total one-time expenses:


Total ongoing expenses: (equivalent to 3 months worth of ongoing expenses)


Total start up reserve required:



Please note that the funds included in this calculator are educated estimates only. For answers regarding your exact situation, please speak to a financial expert for more detailed information about how to get your business funded.

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Our mission is to make every Benetrends client our champion. For over 35 years, our Rainmaker Plan® has been tested and proven to work, providing a means for more than 17,000 entrepreneurs to achieve their dreams of business ownership, creating both jobs and prosperity. We are so confident in the Rainmaker Plan design that we stand fully behind our work, backing every client with our Rainmaker Guarantee.

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Information provided by Benetrends Inc. is not intended to be used as legal or accounting advice, or as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Please seek the advice of legal or tax professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.
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