YES! You can buy a business or franchise utilizing your 401(k)
or other retirement funds
With no penalties, interest, debt, or upfront taxes

At Benetrends, we are singularly focused on helping individuals - like you - start and succeed in business.

It all began over 35 years ago when we were the first to introduce our innovative Rainmaker Plan®, also known as a 401(k)/ROBS (Rollovers as Business Startups) business funding plan. Since then, more than 17,000 entrepreneurs have funded their business while continuing to save for their retirement.

The Rainmaker Plan is a safe, secure and proven plan based on the same Internal Revenue Code techniques and provisions used by large pension funds.  Most qualified retirement plan can be used with the Rainmaker Plan*.

The Rainmaker Plan is designed specifically to help you:

  • Minimize debt
  • Enhance cash flow
  • Stimulate business growth
  • Build equity
  • Take full advantage of tax benefits

The benefits are powerful, yet easy to understand:

  • You invest your retirement funds in your business—without taxes or penalties
  • You use a safe, proven plan based on long-standing provisions of the IRS
  • You use pre-tax dollars to fund your business
  • You gain business equity and an improved cash flow position from the start
  • You can use the funds to receive a salary during startup
  • You accelerate business profitability by eliminating or reducing interest and debt
  • You secure funding fast—typically in two to three weeks or less
  • You can set aside tax-deductible retirement savings up to $200,000 per year
  • You optimize business equity and value
*Roth IRAs and Inherited IRAs are not eligible

Are you ready to talk
about securing funding?
Get Started Today!

Did you know?
We have one of the most successful
SBA Loan departments in the industry:

$150+ Million
secured in SBA loan approvals
for our clients

97% loan approval rating

"We were very skeptical of this funding option as we had no plans on touching our retirement. Once we understood the option better, we realized it would be beneficial to us. Most of all, glad to know that Benetrends will help us remain compliant and follow all the rules to avoid any potential issues in the future. . . we're glad that we made the choice to go with Benetrends.”

testimonial girl 1 Cynthia E.

“The people I talked to on the phone were very knowledged. Did I feel lost in the process? Of course, because this is all new to me. Did the Benetrends team resolve my feeling lost? YES - they were so trustworthy and confident in the Rainmaker process that I felt they were looking over me and MY interests. In other words, they are trusted advisors!!”

testimonial boy 2David Z.

  • 1684 South Broad Street | Suite 130, Lansdale,
    Pennsylvania 19446

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Our Pledge to You

Our mission is to make every Benetrends client our champion. For over 35 years, our Rainmaker Plan® has been tested and proven to work, providing a means for more than 17,000 entrepreneurs to achieve their dreams of business ownership, creating both jobs and prosperity. We are so confident in the Rainmaker Plan design that we stand fully behind our work, backing every client with our Rainmaker Guarantee.

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Information provided by Benetrends Inc. is not intended to be used as legal or accounting advice, or as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Please seek the advice of legal or tax professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.
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