We enable you to enjoy flexibility, convenience and access to your funds

Securities-Backed Line Of Credit

If you already own stocks and bonds, you can leverage them to secure a Securities-Backed Line of Credit. This type of loan is backed by securities held in a portfolio, so the cash needs are satisfied without disrupting investments, investment strategies and asset allocation or creating unexpected tax consequences. Benetrends guides you through this option so can enjoy unparalleled flexibility, convenience and access to your funds while using your business loan to open your desired start-up company.

This form of funding is similar in concept to a home equity loan, but rather than the loan being backed by the equity in your home, it is backed by the securities held in your investment portfolio. Instead of selling stocks to buy a business, you simply borrow against them and generally pay only 2-4% interest, making it a very popular option.

Loan amount you can qualify for: 70% to 95% of your investment portfolio

Why use a securities-backed line of credit:

  • Satisfy cash needs without selling assets, keeping your long-term investment plan in place
  • Ensure investments remain in your name and do not need to be sold
  • Because you don't need to sell your investments, you can avoid paying capital gains tax on your low-cost basis stock
  • Keep all the appreciation and dividends from your portfolio
  • Take advantage of an interest rate that’s usually lower than an SBA or home equity loan


  • Funds can be used for any purpose
  • No non-usage or cancellation fee
  • Receive funding in as little as 10 days
  • Account application is a simple, two-page form
  • Monthly interest-only payments available
Learn More About Your Options
No Obligation Consultation

Jacobs Emprise Inc.

"Benetrends made it very easy and this is a great way to make a dream of owning your own business a reality.”

 testimonial mikej   Mike J.

Party Princess Productions Franchisee

“Benetrends has a stellar reputation and comes hightly recommended by several sources. Folks are amazing and knowledgeable and talented.”

  testimonial pamc   Pam C. 

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Our Pledge to You

Our mission is to make every Benetrends client our champion. For over 35 years, our Rainmaker Plan® has been tested and proven to work, providing a means for more than 17,000 entrepreneurs to achieve their dreams of business ownership, creating both jobs and prosperity. We are so confident in the Rainmaker Plan design that we stand fully behind our work, backing every client with our Rainmaker Guarantee.

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Information provided by Benetrends Inc. is not intended to be used as legal or accounting advice, or as the sole basis for investment decisions, nor should it be construed as advice designed to meet the particular needs of an individual investor. Please seek the advice of legal or tax professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content.
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