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401(k)/IRA Business Funding

Your 401(k), IRA or other qualified retirement account can be the key to starting your business debt-free and cash-rich.

Benetrends' exclusive Rainmaker Plan® allows you to utilize the full potential of your existing retirement accounts, thereby enabling you to eliminate or reduce the need for additional loans.



  • Pay yourself a salary from the start
  • Secure funding FAST — typically 2 weeks or less
  • Your credit score has no bearing on the process
  • Gain cash flow and build equity right away
  • Accrue NO debt, NO loan payments
  • Tax-deferred and penalty-free

As the innovators in 401(k)/IRA Rollover funding (sometimes called ROBS, or Rollover for Business Startups), we've been doing this since 1983. You won’t find a more experienced team of over 75 professionals dedicated to helping you get the funding you need fast.

To better understand how the process works, click here to read the 4-step process for 401(k)/IRA rollover funding, or see our infographic below on How to Use your Retirement Plan to Purchase a Business.

Contact a Funding Consultant!


Infographic:  How to use your 401(k), IRA, or other qualified retirement plan to fund a small business.

How to use your 401k to purchase a business